A RECOMMENDED PARTNER YOU CAN TRUST
Explore financing with confidence.
Loan solutions for members and customers who value clarity, efficiency, and personal support.
- Personal Loans
- Business Loans
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Large loan amounts up to $250K1
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Fixed affordable payments up to 10 years1,2
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Approval decisions in as little as 24 hours3
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Large loan amounts up to $500K1,4
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Fixed affordable payments up to 12 years1
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Approval decisions in as little as 24 hours3
Image is an example only and does not reflect actual customer information.
Get started today
Achieve more with customized financial solutions
As a referred member and customer, you've gained easy access to a suite of financial solutions just for licensed professionals — from a company that understands your unique needs and goes the extra mile to provide the service you deserve.
We provide tailored personal loans to help you consolidate high-interest debt and access flexible capital for life’s most pivotal moments.
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Loan amounts up to $250K1
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Terms up to 10 years1,2
We offer flexible business financing to help you scale your operations, and streamline existing debt — paving the way for sustainability and growth.
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Loan amounts up to $500K1,4
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Terms up to 12 years1,5
BHG Customer Testimonials
See why your organization recommended us
“BHG catered to my small business needs. The process was easy, and the team was highly responsive. ”
Eric C., BHG Customer
January 2025
“BHG consolidated my personal debt under one monthly payment. I wish I would’ve applied sooner!”
Imeldo A., BHG Customer
October 2024
“I’ve had experience with many lenders, and BHG stood out for their exceptionally organized and expeditious process. ”
Garrett H., BHG Customer
January 2025
“BHG provides tailored financing for small business owners, prioritizing time, integrity, and results.”
Michele C., BHG Customer
December 2024
25+ years
Lending experience
A+ Rating
Better Business Bureau
$28 Billion+
Loans funded
20+ years
Lending experience
A+ Rating
Better Business Bureau
$21 Billion+
Loans funded
216K
Customers
Lending designed around you
- Personal loans
- Business loans
As a busy professional in a dynamic environment, your time is valuable. At BHG Financial, we’ve streamlined the process to get you funded fast.3
01
Start your application
Start with a simple application — no unnecessary paperwork, and no impact to your credit score6 just to explore your options.
02
Get a funding decision
A dedicated account manager reviews your application and works with you on the best solution — typically within as little as 24 hours.3
03
Receive approved funds
If approved, you will receive your funds in one lump sum in as few as 5 days.3
As a busy business owner in a dynamic environment, your time is valuable. At BHG Financial, we’ve streamlined the process to get you funded fast.3
01
Start your application
Unlike other lenders, we won't ask for unnecessary paperwork. It’s easy and there’s no impact to your credit score to apply.6
02
Get a funding decision
Approval can take as little as 24 hours.3 A dedicated finance manager reviews your application and qualifications, tailoring a loan solution that fits your business needs.
03
Receive approved funds
If approved, you will receive your funds in one lump sum in as few as 3 days.3
As featured on
This is my second experience with BHG. Five stars! They handled the process with care, ease, and professionalism.
Diana W., BHG Financial Customer
Applying with BHG Financial is secure, confidential, and obligation‑free.
Not all solutions, loan amounts, rates or terms are available in all states.
1 Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile.
2 Personal Loan Repayment Example: A $60,000 personal loan with a 7-year term and an APR of 17.06% would require 84 monthly payments of $1,191.38.
Annual percentage rates (APRs) for BHG Financial personal loans range from 8.72% to 28.89%, with terms from 3 to 10 years.
3 This is not a guaranteed offer of credit and is subject to credit approval.
4 BHG Financial business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be eligible for business loans up to $500,000.
5 Business Loan Repayment Example: A $94,695 commercial loan with a 9-year term and an APR of 14.8% would require monthly payments of $1,591.
6 There is no impact on your credit for applying. For personal loans, a complete credit history, which will appear as an inquiry on your credit report, will be performed upon acceptance and funding of the loan and may impact your credit.
No application fees, commitment, or impact on personal credit to estimate your payment.
Annual percentage rates (APRs) for BHG Financial business loans range from 8.77% to 41.26%, with terms from 1 to 12 years.
Consumer loans funded by Pinnacle Bank, a Tennessee bank, or County Bank. Equal Housing Lenders. 
Testimonial(s) based on unique customer experience. Individual customer experiences may vary.
For California Residents: BHG Financial loans made or arranged pursuant to a California Financing Law license - Number 603G493.
IMPORTANT INFORMATION ABOUT ESTABLISHING A NEW CUSTOMER RELATIONSHIP
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.