Personal Loans
Customized financing to consolidate high-interest debt and unlock financial flexibility.
Business loans
Tailored commercial financing that supports all your business needs to help you grow quickly.
Tailored for entrepreneurs that want to establish additional active and passive income streams.
Customized financing to consolidate high-interest debt or fund major purchases or expenses.
About BHG
Programs
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See what you may qualify for in seconds2 — then choose a loan amount and term that fit your budget.
How much are you looking to borrow?
Checking your rate won’t impact your credit score!3
Image is an example only and does not reflect actual customer information.
25+ years
Lending experience
A+ Rating
Better Business Bureau
$28 Billion+
Loans funded
20+ years
Lending experience
A+ Rating
Better Business Bureau
$21 Billion+
Loans funded
216K
Customers
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This is my second experience with BHG. Five stars! They handled the process with care, ease, and professionalism.
Diana W., BHG Financial Customer
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We provide tailored personal loans to help you consolidate high-interest credit card and personal loan debt plus access to flexible capital for life's most pivotal moments.
Large loan amounts up to $250K1
Terms up to 10 years1,4
We offer flexible business financing to help you scale your operations, and streamline existing debt — paving the way for sustainability and growth.
Loan amounts up to $500K1,5
Terms up to 12 years1
As a busy professional in a dynamic environment, your time is valuable. At BHG Financial, we’ve streamlined the process to get you funded fast.2
01
Check eligibility
It takes seconds to check your eligibility for personal loan offers2, including rate, term, and payment options — this won’t impact your credit score.3
02
Customize your loan
You will be directed to a secure portal to submit necessary documents. A dedicated finance manager will follow up to confirm your offer and customize your loan.
03
Receive funds fast
If approved, you will receive your funds in one lump sum in as few as 5 days.2
Customer testimonials
“BHG catered to my small business needs. The process was easy, and the team was highly responsive. ”
Eric C., BHG Customer
January 2025
“BHG consolidated my personal debt under one monthly payment. I wish I would’ve applied sooner!”
Imeldo A., BHG Customer
October 2024
“I’ve had experience with many lenders, and BHG stood out for their exceptionally organized and expeditious process. ”
Garrett H., BHG Customer
January 2025
“BHG provides tailored financing for small business owners, prioritizing time, integrity, and results.”
Michele C., BHG Customer
December 2024
As featured on
Not all solutions, loan amounts, rates or terms are available in all states.
1 Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile. Finance amount may vary depending on the applicant's state of residence.
2 This is not a guaranteed offer of credit and is subject to credit approval.
Annual percentage rates (APRs) for BHG Financial personal loans range from 8.72% to 28.89%, with terms from 3 to 10 years.
3 There is no impact on your credit for applying. For personal loans, a complete credit history, which will appear as an inquiry on your credit report, will be performed upon acceptance and funding of the loan and may impact your credit.
4 Personal Loan Repayment Example: A $60,000 personal loan with a 7-year term and an APR of 17.06% would require 84 monthly payments of $1,191.38.
5 BHG Financial business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be eligible for business loans up to $500,000.
No application fees, commitment, or impact on personal credit to estimate your payment.
Annual percentage rates (APRs) for BHG Financial business loans range from 8.77% to 41.26%, with terms from 1 to 12 years.
Consumer loans funded by Pinnacle Bank, a Tennessee bank, or County Bank. Equal Housing Lenders.
Testimonial(s) based on unique customer experience. Individual customer experiences may vary.
For California Residents: BHG Financial loans made or arranged pursuant to a California Financing Law license - Number 603G493.
IMPORTANT INFORMATION ABOUT ESTABLISHING A NEW CUSTOMER RELATIONSHIP
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.