Personal Loans

Customized financing to consolidate high-interest debt or fund major purchases or expenses.

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Small Business Loans

Tailored commercial financing that supports all your business needs to help you grow quickly. 

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Startup Loans

Tailored for entrepreneurs that want to establish additional active and passive income streams.

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Tailored for entrepreneurs that want to establish additional active and passive income streams.

 

 

 

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Our Company

Customized financing to consolidate high-interest debt or fund major purchases or expenses.

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Privacy Notice

Please click on the appropriate link below to view the most updated versions of our consumer privacy notice:

The privacy statement discloses the privacy practices for Bankers Healthcare Group, LLC dba BHG Financial. BHG Financial is committed to your privacy. BHG Financial hereby notifies you of:

  • What personally identifiable information of yours is collected from you through this website.
  • How the information may be shared.
  • How we protect your information.
  • How you can correct any inaccuracies in the information.

 

Browsing Our Site

You can browse our sites anonymously by choosing not to provide us with any personally identifiable information, such as your name or e-mail address, during your visits to our sites. When you browse this way, we won't be able to link your online activity with the accounts you have with us. Browsing anonymously after you've identified yourself involves setting your browser to disable cookies and similar files or deleting the cookies and similar files that you have accepted from us. To do this, you'll need to follow your browser's instructions for disabling cookies or deleting cookies. *Please note that the use of certain online products does require the acceptance of cookies or similar files.

Cookies & Similar Files

Cookies are pieces of information stored directly on the computer you are using. In all cases, cookies and similar files that we place on your computer do not contain any personal information unless encrypted, and we never use cookies or other files to track your use of other websites. We may place cookies or similar files on your hard drive for security purposes, to facilitate site navigation, and to personalize your experience while visiting our site. Our cookies do not identify you as an individual or by account number. If you do not accept these cookies or similar files, you may experience some inconvenience in your use of some online products.

Web Browsing Cookies

Cookies used for web browsing can contain a variety of information, such as a simple count of how often you visit a website or information that allows customization of a website for your use. BHG Financial uses cookies to display information more effectively to you and to gather data about the usage of our website.

Cookies allow us to collect technical and navigational information such as browser type, time spent on our site, and the pages visited. They do not contain or capture customer-specific data. We may also use cookies in online advertising to track consumer responses to advertisements.

This provides us the capability to monitor the use of our site so we can continually improve the design and functionality to better serve you.

What personally identifiable information of yours is collected.

Information Collection & Use

We collect and use various types of information about you and your accounts to save you time and money, better respond to your needs, and manage our business and risks. Information that is submitted may or may not be secured or encrypted. While BHG Financial attempts to protect all collected information, its security capabilities can at times be limited.

IP Address & Other Standard Information

As is true of many websites, we or our third-party web analytics partners may gather certain information automatically and store it in log files or systems used by us. This information may include internet protocol (IP) addresses, device type, browser type, internet service provider (ISP), referring/exit pages, operating system, geo-location, date/time stamp, and/or clickstream data. We may combine this automatically collected log information with other information we collect about you. We do this to improve services we offer you as well as our marketing, analytics and site functionality and to analyze trends and gather demographic information about our user base as a whole. We may also receive reports based on the use of these technologies by our web analytics partners on an individual as well as aggregated basis.

We collect your location-based (geo-location) information for the purpose of optimizing your website experience. We will share this information with our mapping provider for the purpose of providing and optimizing this service for our visitors. You may opt-out of location-based services at any time by editing the setting on your device.

Customer Information is Categorized in the Following Six Ways:

  • Identification Information — information that identifies you, such as name, address, telephone number, tax identification number and Social Security number.
  • Application Information — information you provide to us on applications and through other means that will help us determine if you are eligible for products you request. Examples include assets, income and debt.
  • Transaction and Experience Information — information about transactions and account experience, as well as information about our communications with you. Examples include account balances, payment history, account usage, and your inquiries and our responses.
  • Consumer Report Information — information from a consumer report. Examples include credit score and credit history.
  • Information from Outside Sources — information from outside sources regarding employment, credit and other relationships that will help us determine if you are eligible for products you request. Examples include employment history, loan balances, credit card balances, property insurance coverage and other verifications.
  • Other General Information — information from outside sources, such as data from public records, that is not assembled or used for the purpose of determining eligibility for a product or service.

As required by the USA PATRIOT Act, we also collect information and take actions necessary to verify your identification.

Registration

During the collection of information on the "Application", "Subscription" or "Contact" sections of our website, users are required to give their contact information (such as name and e-mail address). E-mail address is primarily used to confirm the identity of the user. This information is also used to contact the users about the services on our site for which they have expressed interest.

Children’s & Minor’s Privacy

BHG Financial strongly encourages parents and guardians to supervise the online activities of their minor children and consider using parental control tools available from online services and software manufacturers to help provide a child-friendly online environment. These tools also can prevent minors from disclosing their name, address, and other personally identifiable information online without parental permission. Although the bhgfinancial.com site is not intended for use by minors, BHG Financial respects the privacy of minors who may use the Internet. Whenever BHG Financial becomes aware that a user is under the age of 18 years, the following additional terms, conditions and notices apply to use of the bhgfinancial.com site:

Users under 18 years of age may not submit information through the bhgfinancial.com site. BHG Financial will not collect any personally identifiable information about a person that BHG Financial determines is under age 18, except with written consent from the person's parent after informing the parent about the types of information BHG Financial will collect, how it will be used, and under what circumstances it will be disclosed.

"Personally identifiable information" collected from minors may include any of the information collected on the "Application", "Subscription" or "Contact" sections of our website, including their contact information (such as name and e-mail address), and may be used by BHG Financial for the same purposes as adult information, as described in this privacy statement.

A minor's parent or legal guardian may request BHG Financial to provide a description of the personally identifiable information that BHG Financial has collected from the minor, as well as instruct BHG Financial to cease further use, maintenance and collection of personally identifiable information from the minor.

Opt-Out Procedures

Before providing any personally identifiable information, users of bhgfinancial.com may opt out of receiving promotional communications from "BHG Financial."

After providing your information, you can opt out of receiving promotional direct mail, email, and/or phone and text communications by simply visiting our Opt-out request page to personalize your preferences.

What personally identifiable information of yours is collected.

How We Share Information

We share information as permitted by applicable laws and regulations with our affiliates (members of our corporate family) or companies outside our corporate family that perform services on our behalf. We share information as permitted by applicable laws and regulations to process transactions, respond to your inquiries, or provide information about the products or services that we offer. We share information as permitted by applicable laws and regulations with companies that we have a special relationship with such as joint marketers. We share information as permitted by applicable laws and regulations with non-affiliates (companies outside our organization) that would like to offer you their products or services that might be of interest to you. We share data as permitted by applicable laws and regulations provided by customers, credit history data, and any verifying data collected in the application process.

The types of companies that we share information with include financial service providers such as mortgage bankers, securities brokers-dealers, insurance agents, and other financial service providers.

In addition, we share information as permitted by applicable laws and regulations with non-financial companies such as direct marketers. The law permits us to share information about our current and former customers with government agencies or authorized third parties under certain circumstances. For example, we may be required to share such information in response to subpoenas or to comply with certain laws.
No mobile information will be shared, as described in §5.1.4 of CTIA Messaging Principles and Best Practices, with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. Message frequency varies per user. Message and data rates may apply. Text HELP for help. Text STOP to Unsubscribe. Carriers are not liable for delayed or undelivered messages.

Former Customers

We share information as permitted by applicable laws and regulations with our affiliates (members of our corporate family) or companies outside our corporate family that perform services on our behalf. We share information as permitted by applicable laws and regulations to process transactions, respond to your inquiries, or provide information about the products or services that we offer. We share information as permitted by applicable laws and regulations with companies that we have a special relationship with such as joint marketers.

We share information as permitted by applicable laws and regulations with non-affiliates (companies outside our organization) that would like to offer you their products or services that might be of interest to you. We share data as permitted by applicable laws and regulations provided by customers, credit history data, and any verifying data collected in the application process. The types of companies that we share information with include financial service providers such as mortgage bankers, securities brokers-dealers, insurance agents, and other financial service providers.

In addition, we share information as permitted by applicable laws and regulations with non-financial companies such as direct marketers. The law permits us to share information about our current and former customers with government agencies or authorized third parties under certain circumstances. For example, we may be required to share such information in response to subpoenas or to comply with certain laws.
No mobile information will be shared, as described in §5.1.4 of CTIA Messaging Principles and Best Practices, with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. Message frequency varies per user. Message and data rates may apply. Text HELP for help. Text STOP to Unsubscribe. Carriers are not liable for delayed or undelivered messages.