Working Capital Loans
Grow your business with a
loan for working capital
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Large loan amounts: Up to $500K1,2
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Fixed affordable payments: Terms up to 12 years1
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Fast funding: In as few as 3 days3
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Concierge service: U.S.-based loan specialists for every application
How much are you looking to finance?
No application fees, commitment, or impact on personal credit to view your estimate.
Working Capital Loan Average Customer Stats
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12 years in current business industry
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Personal FICO 754
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Average loan amount $155K
Ways To Use Your Loan
What is a working capital loan?
Working capital loans help your business take advantage of growth and expansion opportunities. With manageable monthly payments and funds dispersed in one lump sum, BHG Financial can help you cover all your working capital needs.
Experience The BHG Financial Difference
Take advantage of extraordinary loans with affordable, extended terms1
BHG Financial offers loan terms that are uniquely designed to support your business growth, by maximizing your repayment options and minimizing your monthly cost.
SOURCE: Nav- Accessed on 5.09.24"
A Hassle-Free Process
How our working capital loans work
As a busy business owner, your time is valuable. At BHG Financial, we’ve streamlined the application process to get you funded fast so that you can get back to business.
1. Start an application
Unlike other lenders, we won't ask for unnecessary paperwork. It’s easy and there’s no impact to your credit score to apply.
2. Get your funding decision
Approval can take as little as 24 hours.3 Our dedicated loan specialists will review your application and qualifications, tailoring a loan solution for your financing needs.
3. Receive funds fast
If approved, you will receive your funds in one lump sum in as few as 3 days.3
To achieve continued success, the country’s top professionals and business owners rely on BHG Financial for exceptional financing, a simplified lending process, and personalized service.
$23 Billion +
Loans funded
23 years
Lending experience
A+ Rating
BBB
216,000 +
Customers funded
How our working capital loans drive businesses
BHG Financial is committed to the success of our customers.
LEARN MORE
Working Capital Loan FAQs
View your estimate
There is no cost, commitment, or impact on personal credit to see your estimate.
Not all solutions, loan amounts, rates or terms are available in all states.
¹ Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile.
² BHG Financial business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be eligible for business loans up to $500,000.
³ This is not a guaranteed offer of credit and is subject to credit approval.
Business Loan Repayment Example: A $94,695 commercial loan with a 9-year term and an APR of 14.8% would require monthly payments of $1,591.
Annual percentage rates (APRs) for BHG Financial business loans range from 8.69% to 41.26%, with terms from 1 to 12 years.
Testimonial(s) based on unique customer experience. Individual customer experiences may vary.
For California Residents: BHG Financial loans made or arranged pursuant to a California Financing Law license - Number 603G493.
IMPORTANT INFORMATION ABOUT ESTABLISHING A NEW CUSTOMER RELATIONSHIP
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.