Institutional Network
Low-risk, high-return credits for U.S. banks
Grow and diversify your bank’s loan portfolio with BHG Financial’s premium-quality assets.
Infographic indicating the locations of BHG Financial Institutional Network partnerships.
$2.2 Billion+
Interest income earned by
our network banks
25 Years
in business serving
community banks
$3.63 Trillion+
Combined assets of banks
on our network
$3.8 Billion+
Notes issued through
11 ABS transaction
Institutional network benefits
See why over 1,725 banks have partnered with us
Institutional Network banks have profited from their access to our simple, fixed-rate, amortizing principal and interest loans with a weighted average FICO over 740, which outperform tier one marketplace super-prime lenders.
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Strong interest income
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Superior credit quality
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No origination costs
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Credit enhancements
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Direct ACH payments
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No membership fees
Premier Credit Quality
Get exclusive access to the nation’s top borrowers
For nearly a quarter-century, BHG Financial has originated or facilitated originations* totaling over $27 billion in loans to borrowers with exceptional credit quality. After rigorous credit analysis, only 14% of our monthly leads are funded. See our borrowers’ weighted average (WA) credit characteristics below.
WA Annual income
$245K
WA Years in industry
19
WA FICO
740
Average loan size
$143K
BHG Financial Loan Hub
The easy, secure way to review and purchase loans
The BHG Loan Hub is our state-of-the-art loan delivery platform. It lets banks explore hundreds of loan files and make informed purchasing decisions to grow and diversify their loan portfolios.
Image is an example only and does not reflect actual customer information.
Q1 Earnings Call
Join the BHG Financial Q1 Earnings Call on Thursday, April 30, at 2:00 PM ET. This quarterly call is your opportunity to hear directly from our CEO/Chairman & Co-Founder, Albert Crawford, and Chief Financial Officer, Dan McSherry, as they review first-quarter financial results and business performance.
Banks share their BHG Financial experience
No one tells the story about our benefits better than our banks.
Get in touch
Schedule a meeting today
Contact us to speak with your dedicated
relationship partner
Testimonial(s) based on unique customer experience. Individual customer experiences may vary.
* Originations & Facilitated Originations
Facilitated originations are loans funded by partner banks Pinnacle (TN) and County Bank (DE), with borrowers sourced and underwritten by BHG Financial using each originating bank’s credit criteria. If offered for sale by the originating bank, BHG can elect to purchase these loans to either hold on its balance sheet or distribute through various channels.
