Institutional Network
Low-risk, high-return credits for U.S. banks
Grow and diversify your bank’s loan portfolio with BHG Financial’s premium-quality assets.
Infographic indicating the locations of BHG Financial Institutional Network partnerships.
$2.3 Billion+
Interest income earned by
our network banks
25 Years
in business serving
community banks
$3.74 Trillion+
Combined assets of banks
on our network
$4 Billion+
Notes issued through
12 ABS transaction
Institutional network benefits
See why nearly 1,750 banks have partnered with us
Institutional Network banks have profited from their access to our simple, fixed-rate, amortizing principal and interest loans with a weighted average FICO over 740, which outperform tier one marketplace super-prime lenders.
-
Strong interest income
-
Superior credit quality
-
No origination costs
-
Credit enhancements
-
Direct ACH payments
-
No membership fees
Premier Credit Quality
Get exclusive access to the nation’s top borrowers
For nearly a quarter-century, BHG Financial has originated or facilitated originations* totaling $29 billion in loans to borrowers with exceptional credit quality. After rigorous credit analysis, only 12% of our monthly leads are funded. See our borrowers’ weighted average (WA) credit characteristics below.
WA Annual income
$301K
WA Years in industry
19
WA FICO
740
Average loan size
$158K
BHG Financial Loan Hub
The easy, secure way to review and purchase loans
The BHG Loan Hub is our state-of-the-art loan delivery platform. It lets banks explore hundreds of loan files and make informed purchasing decisions to grow and diversify their loan portfolios.
Image is an example only and does not reflect actual customer information.
The President's Chat
Join us on Thursday, May 28 at 1 PM ET, for the May President’s Chat. BHG Financial’s Chief Regulatory Relations Officer, John Henrie, joins Meghan Crawford‑Hamlin for a timely conversation on the evolving regulatory environment.
Banks share their BHG Financial experience
No one tells the story about our benefits better than our banks.
Get in touch
Schedule a meeting today
Contact us to speak with your dedicated
relationship partner
Testimonial(s) based on unique customer experience. Individual customer experiences may vary.
* Originations & Facilitated Originations
Facilitated originations are loans funded by partner banks Pinnacle (TN) and County Bank (DE), with borrowers sourced and underwritten by BHG Financial using each originating bank’s credit criteria. If offered for sale by the originating bank, BHG can elect to purchase these loans to either hold on its balance sheet or distribute through various channels.
