Testimonials

Real words from real bankers about real solutions

In their own words, our community bank partners reveal the benefits of joining the BHG Financial Institutional Network.

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First National Bank of PASCO

Featured case study

More than 1,650 banks are part of BHG’s Institutional Network. They’ve joined for many reasons specific to their bank, and because BHG Financial has so many ways to meet a bank’s specific needs. Here is one example.

Problem

After shifting its business focus to small business commercial lending in 2015, the First National Bank of Pasco (FNBP) in Dade City, Florida, quickly grew its commercial real estate portfolio, but struggled on C&I loans amid the ultra-competitive Tampa Bay market.

Solution

When FNBP learned about BHG’s loan purchase program, the bank felt like it would be a natural fit. So, in 2017, the bank started buying BHG professional loans and quickly learned it could grow its portfolio with BHG’s low acquisition cost, diversify its credit risk, and reduce its hefty CRE concentration.

Outcome

Since then, FNBP has purchased $30 million of BHG’s paper. In its own words, the bank continues to be incredibly amazed at the credit quality of BHG’s loans, and it has not incurred a single loss on any of the hundreds of BHG loans it has purchased.