BHG Financial Loan Hub

Unlimited access to high-earning, low-risk loans

With exclusive access to the BHG Financial Loan Hub, our 1,700+ bank partners have earned over $1.9B in combined interest income since 2001.

$862 Million

Purchased by banks in Q2 2025

7.75%

Average yield to bank

24/7

Online access

742

Weighted average FICO

Ease and innovation

A customizable, bank-friendly hub

Our easy-to-use, secure portal lets banks purchase loans, build their own portfolios, customize their rate, and enjoy other Loan Hub features like the ones highlighted below.

Set preferences

Easily filter your loan search parameters by yield, FICO, term, income, and more.

Download credit files

Review complete, compliant credit files; ask an underwriter questions about specific loans.

Profile multiple loans

Add loans to your cart to see weighted average credit characteristics instantly.

Image is for illustrative purposes only and does not reflect actual customer information.

Buy your way

Multiple purchase options

The choice is yours. Select commercial loans, consumer loans, or both. You can also bid on our loans or buy them outright.

Loans listed daily for review and purchase
Purchase larger-sized commercial loans
Loans listed at a set purchase price 24/7
Multiple commercial loans packaged in one offer
Bid on multiple standard auction loans with one submission

Credit Characteristics

Credit models that identify the propensity to pay

We believe our credit model suite evaluates our loans to a more in-depth degree than any other unsecured debt on the market, having originated or facilitated originations* totaling over $24 billion in loan solutions since 2001. We dive deeper before we lend, uncovering variables that pinpoint the risk associated with every application.

WA Annual income
$302K

WA Years in industry
19

WA FICO
742

Average loan size
$130K

Time-tested profitability

Exclusive program benefits

The Loan Hub is a gateway to top-performing, prime-quality loans with outstanding benefits for banks.

Interest income and net margin expansion

With yields up to 7.75% and higher annualized returns than U.S. Treasuries, BHG loans offer an opportunity for increased cash flow and profitability.

Portfolio diversifiers with no origination fees

Diversify your loan portfolio by rate, credit quality, term, and other metrics. Plus, there are no origination fees on our loans.

3% deposit in your bank, direct ACH payments

Banks receive a deposit equal to 3% of each loan’s total value. Payments are ACH-transferred from the borrower to your bank.

Banks share their BHG Financial experience

No one tells the story about our benefits better than our banks.

"Loan origination, loan servicing, and collection are all well-oiled machines. And my BHG Representative is always available and always responds quickly."

President/CEO, an Illinois community bank

"BHG allows us to buy loans online efficiently. The rates of return and reserve enhancements let us invest excess liquidity in a timely manner at an acceptable level of risk.”

EVP/Sr. Lender, a Missouri community bank

"BHG provides an outlet when local loan demand is down. We’ve attended BHG customer training events, and appreciate its underwriting, servicing, and collection systems."

Loan Officer, a Nebraska community bank

Get in touch

Schedule a meeting today

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Testimonial(s) based on unique customer experience. Individual customer experiences may vary.

Originations & Facilitated Originations*
Facilitated originations are loans funded by partner banks Pinnacle (TN) and County Bank (DE), with borrowers sourced and underwritten by BHG Financial using each originating bank’s credit criteria. If offered for sale by the originating bank, BHG can elect to purchase these loans to either hold on its balance sheet or distribute through various channels.