With exclusive access to the BHG Financial Loan Hub, our 1,700+ bank partners have earned over $1.9B in combined interest income since 2001.
$862 Million
Purchased by banks in Q2 2025
7.75%
Average yield to bank
24/7
Online access
742
Weighted average FICO
Ease and innovation
Our easy-to-use, secure portal lets banks purchase loans, build their own portfolios, customize their rate, and enjoy other Loan Hub features like the ones highlighted below.
Image is for illustrative purposes only and does not reflect actual customer information.
Buy your way
The choice is yours. Select commercial loans, consumer loans, or both. You can also bid on our loans or buy them outright.
Loans listed daily for review and purchase
Purchase larger-sized commercial loans
Loans listed at a set purchase price 24/7
Multiple commercial loans packaged in one offer
Bid on multiple standard auction loans with one submission
Credit Characteristics
Credit models that identify the propensity to pay
We believe our credit model suite evaluates our loans to a more in-depth degree than any other unsecured debt on the market, having originated or facilitated originations* totaling over $24 billion in loan solutions since 2001. We dive deeper before we lend, uncovering variables that pinpoint the risk associated with every application.
WA Annual income
$302K
WA Years in industry
19
WA FICO
742
Average loan size
$130K
Time-tested profitability
The Loan Hub is a gateway to top-performing, prime-quality loans with outstanding benefits for banks.
Interest income and net margin expansion
With yields up to 7.75% and higher annualized returns than U.S. Treasuries, BHG loans offer an opportunity for increased cash flow and profitability.
Portfolio diversifiers with no origination fees
Diversify your loan portfolio by rate, credit quality, term, and other metrics. Plus, there are no origination fees on our loans.
3% deposit in your bank, direct ACH payments
Banks receive a deposit equal to 3% of each loan’s total value. Payments are ACH-transferred from the borrower to your bank.
No one tells the story about our benefits better than our banks.
Get in touch
Contact us to speak with your
dedicated relationship partner
Testimonial(s) based on unique customer experience. Individual customer experiences may vary.
* Originations & Facilitated Originations
Facilitated originations are loans funded by partner banks Pinnacle (TN) and County Bank (DE), with borrowers sourced and underwritten by BHG Financial using each originating bank’s credit criteria. If offered for sale by the originating bank, BHG can elect to purchase these loans to either hold on its balance sheet or distribute through various channels.