Accomplish more with extended terms and large loan amounts1
Get funding for every major milestone with flexible terms and concierge service.
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No impact on your credit to apply2
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No personal collateral required
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US-based concierge service available around your schedule
- Personal Loans
- Business Loan
Estimate your payment fast — no impact to your credit2
Estimate your payment fast — no impact to your personal credit
By clicking "See My Payment", I also agree to BHG Financial contacting me via email, phone, and text with transactional updates in regards to my application or loan. I can opt-out by following instructions in the Privacy Policy.
20+ years
Lending experience
A+ Rating
Better Business Bureau
$21 billion
Loans funded
Excellent
Trustpilot rating
LOANS FOR PROFESSIONALS AND BUSINESS OWNERS
Achieve more with customized financial solutions
BHG Financial is a trusted partner to accomplished, high-income individuals and business owners like you. Our large loan amounts1 and extended terms1 mean affordable monthly payments with fixed rates and much needed flexibility — a proven financial solution to help you reach your goals.
PERSONAL LOANS
We provide tailored personal loans to help you consolidate high-interest debt and access flexible capital for life’s most pivotal moments.
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Loan amounts up to $200K1
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Terms up to 10 years1,3
Business LOANS
We offer flexible business financing to help you start or scale your operations, and streamline existing debt — paving the way for sustainability and growth.
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Loan amounts up to $500K1,4
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Terms up to 12 years1,5
Lending designed around you
As a busy professional in a dynamic environment, your time is valuable. At BHG Financial, we’ve streamlined the process to get you funded fast.5
01
Start an application
Unlike other lenders, we won't ask for unnecessary paperwork. It’s easy and there’s no impact to your credit score to apply.2
02
Get a funding decision
Approval can take as little as 24 hours6. A dedicated finance manager will review your application and qualifications, tailoring a loan solution for your financing needs.
03
Receive funds fast
If approved, you will receive your funds in one lump sum in as few as 3 days for business loans and 5 days for personal loans.6
Lending designed around you
- PERSONAL LOANS
- BUSINESS LOANS
As a busy professional in a dynamic environment, your time is valuable. At BHG Financial, we’ve streamlined the process to get you funded fast.
01
Check eligibility
Provide basic personal and financial information to check your eligibility and unlock your rates. This soft inquiry will not impact your personal credit score.2
02
Get a funding decision
Your dedicated finance manager will reach out to you shortly to confirm your loan offer and customize a solution to your unique needs.
03
Receive funds fast
If approved, you will receive your funds in one lump sum in as few as 5 days.3
As a busy business owner in a dynamic environment, your time is valuable. At BHG Financial, we’ve streamlined the process to get you funded fast.
01
Start an application
Unlike other lenders, we won't ask for unnecessary paperwork. It’s easy and there’s no impact to your credit score to apply.2
02
Get a funding decision
Approval can take as little as 24 hours. A dedicated finance manager will review your application and qualifications, tailoring a loan solution for your financing needs.
03
Receive funds fast
If approved, you will receive your funds in one lump sum in as few as 3 days.3
CUSTOMER TESTIMONIALS
Why professionals choose us
“BHG catered to my small business needs. The process was easy, and the team was highly responsive. ”
Eric C., BHG Customer
January 2025
“BHG consolidated my personal debt under one monthly payment. I wish I would’ve applied sooner!”
Imeldo A., BHG Customer
October 2024
“I’ve had experience with many lenders, and BHG stood out for their exceptionally organized and expeditious process. ”
Garrett H., BHG Customer
January 2025
"BHG provides tailored financing for small business owners, prioritizing time, integrity, and results.”
Michele C., BHG Customer
December 2024
AS FEATURED ON
Not all solutions, loan amounts, rates or terms are available in all states.
1 Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile.
2 There is no impact on your credit for applying. For personal loans, a complete credit history, which will appear as an inquiry on your credit report, will be performed upon acceptance and funding of the loan and may impact your credit.
3 Personal Loan Repayment Example: A $59,755 personal loan with a 7-year term and an APR of 17.2% would require 84 monthly payments of $1,228.
4 BHG Financial business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be eligible for business loans up to $500,000.
5 Business Loan Repayment Example: A $94,695 commercial loan with a 9-year term and an APR of 14.8% would require monthly payments of $1,591.
6 This is not a guaranteed offer of credit and is subject to credit approval.
No application fees, commitment, or impact on personal credit to estimate your payment.
Annual percentage rates (APRs) for BHG Financial personal loans range from 11.96% to 24.91%, with terms from 3 to 10 years.
Consumer loans funded by Pinnacle Bank, a Tennessee bank, or County Bank. Equal Housing Lenders. 
BHG Financial respects data privacy. We don't sell personal information to third parties. We also don't conduct a hard inquiry when you estimate your monthly payment.
Testimonial(s) based on unique customer experience. Individual customer experiences may vary.
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For California Residents: BHG Financial loans made or arranged pursuant to a California Financing Law license - Number 603G493.
IMPORTANT INFORMATION ABOUT ESTABLISHING A NEW CUSTOMER RELATIONSHIP
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.