Customized financing to consolidate high-interest debt or fund major purchases or expenses.
WAYS TO USE YOUR LOAN
Tailored commercial financing that supports all your business needs to help you grow quickly.
Tailored for entrepreneurs that want to establish additional active and passive income streams.
Tailored for entrepreneurs that want to establish additional active and passive income streams.
Customized financing to consolidate high-interest debt or fund major purchases or expenses.
Medical Practice Loans
Extraordinary financing for your medical practice
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Proprietary underwriting for medical professionals
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No impact on your credit score to apply
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No personal collateral required
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U.S.-based concierge service available around your schedule
How much are you looking to finance?
No application fees, commitment, or impact on personal credit to view your estimate.
Healthcare is our heritage
23 yrs
experience lending to medical pros
$9B+
medical loans
funded
78K+
medical pros
funded
Ways To Use Your Loan
Financing to support every stage of your medical success
With decades of experience funding doctors, dentists, and veterinarians, you can rely on us to provide you with the best financial solution.
A Hassle-Free Process
How our medical practice loans work
As a busy medical professional, your time is valuable. At BHG Financial, we’ve streamlined the application process to get you funded fast so that you can get back to business.
1. Start an application
Unlike other lenders, we won't ask for unnecessary paperwork. It’s easy and there’s no impact to your credit score to apply.
2. Get your funding decision
Approval can take as little as 24 hours.1 Our dedicated loan specialists will review your application and qualifications, tailoring a loan solution for your financing needs.
3. Receive funds fast
If approved, you will receive your funds in one lump sum in as few as 3 days.1
To achieve continued success, the country’s top professionals and business owners rely on BHG Financial for exceptional financing, a simplified lending process, and personalized service.
$18 Billion +
Loans funded
23 years
Lending experience
A+ Rating
BBB
170,000 +
Customers funded
Consider us your trusted financial partner
We're committed to serving the needs of our borrowers.
LEARN MORE
Medical Practice Loans FAQs
Generally, medical practice loans can be used to increase working capital (i.e., to purchase medical equipment and technology), cover expansion (i.e., to purchase an adjacent unit or expand to a new location), and fund acquisition (i.e., to buy into a group or buy out a partner).
No, applying for our medical practice loan will not impact your personal credit. We only perform a soft pull of your credit when you apply, so your score will remain intact. After you’re funded, your BHG Financial medical practice loan will not be reported to the credit bureaus. However, if your account becomes delinquent, we can report the delinquent trade line to the bureaus.
A medical practice loan is a loan that meets the financing needs of various established healthcare providers, including doctors, veterinarians, dentists, and more.
With a medical practice loan, you’re able to purchase or replace various types of equipment, including but not limited to:
- X-ray imaging equipment
- Exam tables and patient chairs
- Diagnostic and surgical equipment
Whatever your practice needs to thrive, you can depend on our financing to support your success.
Medical practice loans can be customized to fit your financing needs. BHG Financial offers flexible repayment terms of up to 12 years1, which can significantly lower your monthly payments and boost your cash flow. Visit our Payment Estimator to see how low your monthly payment could be.
Yes, we require that you have an active medical license to receive funding.
A medical practice loan is a commercial loan. It’s meant solely for business
purpose—particularly the business needs of the medical community. This includes doctors, dentists, veterinarians, and more.
BHG Financial considers you based on the credit and income you provide at the time of your loan application and approval.
No, we evaluate both personal and business income, among other factors, to make a loan decision.
BHG Financial medical practice loan is a secured loan. For commercial loans, BHG Financial files a lien on the business via a Uniform Commercial Code (UCC) filing.
The interest rate is fixed.
View your estimate
There is no cost, commitment, or impact on personal credit to see your estimate.
¹ This is not a guaranteed offer of credit and is subject to credit approval.
Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile. Finance amount may vary depending on the applicant's state of residence.
BHG Financial business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be eligible for business loans up to $500,000.
Business Loan Repayment Example: A $94,695 commercial loan with a 9-year term and an APR of 14.8% would require monthly payments of $1,591.
Testimonial(s) based on unique customer experience. Individual customer experiences may vary.
For California Residents: BHG Financial loans made or arranged pursuant to a California Financing Law license - Number 603G493.
IMPORTANT INFORMATION ABOUT ESTABLISHING A NEW CUSTOMER RELATIONSHIP
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.