Customized financing to consolidate high-interest debt or fund major purchases or expenses.

Tailored commercial financing that supports all your business needs to help you grow quickly. 

Tailored for entrepreneurs that want to establish additional active and passive income streams.

Tailored for entrepreneurs that want to establish additional active and passive income streams.




Customized financing to consolidate high-interest debt or fund major purchases or expenses.

Medical Practice Loans

Extraordinary financing for your medical practice

  1. Proprietary underwriting for medical professionals

  2. No impact on your credit score to apply

  3. No personal collateral required

  4. U.S.-based concierge service available around your schedule

How much are you looking to finance?

Please enter a value between $20,000 - $500,000

No application fees, commitment, or impact on personal credit to view your estimate.

Medical professional smiling. Image also shows the type of use of funds Medical professional smiling. Image also shows the type of use of funds

Healthcare is our heritage

23 yrs

experience lending to medical pros 


medical loans


medical pros

Ways To Use Your Loan

Financing to support every stage of your medical success

With decades of experience funding doctors, dentists, and veterinarians, you can rely on us to provide you with the best financial solution.

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Run your practice

Boost your cash flow to stay competitive in your market. Buy new equipment, upgrade your facilities, and elevate patient experience.

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Grow your practice

Increase your client base and boost revenue by expanding beyond your current location.

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Acquire a practice

Buy out a partner provider, buy into a group, or get financing to cover multiple practices.

A Hassle-Free Process

How our medical practice loans work

As a busy medical professional, your time is valuable. At BHG Financial, we’ve streamlined the application process to get you funded fast so that you can get back to business.

Business woman professional in meeting Business woman professional in meeting

1. Start an application

Unlike other lenders, we won't ask for unnecessary paperwork. It’s easy and there’s no impact to your credit score to apply.

2. Get your funding decision

Approval can take as little as 24 hours.Our dedicated loan specialists will review your application and qualifications, tailoring a loan solution for your financing needs.

3. Receive funds fast

If approved, you will receive your funds in one lump sum in as few as 3 days.1

To achieve continued success, the country’s top professionals and business owners rely on BHG Financial for exceptional financing, a simplified lending process, and personalized service.

$18 Billion +

Loans funded

23 years

Lending experience

A+ Rating


170,000 +

Customers funded


Medical Practice Loans FAQs

Generally, medical practice loans can be used to increase working capital (i.e., to purchase medical equipment and technology), cover expansion (i.e., to purchase an adjacent unit or expand to a new location), and fund acquisition (i.e., to buy into a group or buy out a partner).

No, applying for our medical practice loan will not impact your personal credit. We only perform a soft pull of your credit when you apply, so your score will remain intact. After you’re funded, your BHG Financial medical practice loan will not be reported to the credit bureaus. However, if your account becomes delinquent, we can report the delinquent trade line to the bureaus.

A medical practice loan is a loan that meets the financing needs of various established healthcare providers, including doctors, veterinarians, dentists, and more. 

With a medical practice loan, you’re able to purchase or replace various types of equipment, including but not limited to:

  • X-ray imaging equipment
  • Exam tables and patient chairs
  • Diagnostic and surgical equipment

Whatever your practice needs to thrive, you can depend on our financing to support your success. 

Medical practice loans can be customized to fit your financing needs. BHG Financial offers flexible repayment terms of up to 12 years1, which can significantly lower your monthly payments and boost your cash flow. Visit our Payment Estimator to see how low your monthly payment could be.

Yes, we require that you have an active medical license to receive funding.

A medical practice loan is a commercial loan. It’s meant solely for business
purpose—particularly the business needs of the medical community. This includes doctors, dentists, veterinarians, and more.

BHG Financial considers you based on the credit and income you provide at the time of your loan application and approval.

No, we evaluate both personal and business income, among other factors, to make a loan decision.

BHG Financial medical practice loan is a secured loan. For commercial loans, BHG Financial files a lien on the business via a Uniform Commercial Code (UCC) filing.

The interest rate is fixed.

View your estimate

There is no cost, commitment, or impact on personal credit to see your estimate.

¹ This is not a guaranteed offer of credit and is subject to credit approval.

Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile. Finance amount may vary depending on the applicant's state of residence.

BHG Financial business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be eligible for business loans up to $500,000.

Business Loan Repayment Example: A $94,695 commercial loan with a 9-year term and an APR of 14.8% would require monthly payments of $1,633.

Testimonial(s) based on unique customer experience. Individual customer experiences may vary.

For California Residents: BHG Financial loans made or arranged pursuant to a California Financing Law license - Number 603G493.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.