Welcome to a better
lending experience

How much money are you looking to borrow?

No application fees, commitment, or impact on personal credit to estimate your payment.

BHG Financial offers business and consumer loan solutions. Below are features of our consumer loans.

A simplified Process

Lending designed around you

As a hardworking professional, your time is valuable.
We’ve streamlined the funding process to provide you with a frictionless experience.


1. Get started

Our dedicated team will guide you through the process and help you submit any necessary documents.

2. Review your file

We’ll review your qualifications and check your credit, but don’t worry—applying won’t affect your credit score.2

3. Receive funds

If approved, we’ll make sure your custom loan solution meets your needs and gets funded promptly.

Personal loan features

Premium financing with
premium benefits

We offer a unique combination of large loan amounts and extended repayment terms,1,3 providing you with affordable monthly payments. You’ll also experience a simplified lending process with dedicated concierge service.

  1. Loans up to $200,0001

  2. Flexible terms of up to 10 years1,3

  3. Approval in as little as 24 hours4

  4. US-based concierge service

  5. No impact on your credit score for applying2

  6. No personal collateral required

To achieve continued success, the country’s top professionals and business owners rely on BHG Financial for exceptional financing, a simplified lending process, and personalized service.

$18 Billion +

Loans funded

23 years

Lending experience

A+ Rating


170,000 +

Customers funded

Personal loans not currently available in Illinois or Maryland.

1 Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile. Finance amount may vary depending on the applicant's state of residence.

2 There is no impact on your credit for applying. For personal loans, a complete credit history, which will appear as an inquiry on your credit report, will be performed upon acceptance and funding of the loan and may impact your credit.

3. Personal Loan Repayment Example: A $59,755 personal loan with a 7-year term and an APR of 17.2% would require 84 monthly payments of $1,229.

4 This is not a guaranteed offer of credit and is subject to credit approval.

No application fees, commitment, or impact on personal credit to estimate your payment.

Consumer loans funded by one or more participating lenders. Equal Housing Lenders .

Testimonial(s) based on unique customer experience. Individual customer experiences may vary.

Annual percentage rates (APRs) for BHG Financial personal loans range from 13.39% to 24.91%, with terms from 3 to 10 years.

For California Residents: Consumer and commercial loans made or arranged pursuant to a California Financing Law license - Number 603G493.

This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only. Your actual loan size, APR, loan term, and monthly payment amount may vary based on your individual credit profile and other information provided in your loan application.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.