Personal loans
Customized financing to consolidate high-interest debt and unlock financial flexibility.
WAYS TO USE YOUR LOAN
Resources
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About BHG
Programs
Personal loans
HOW OUR LOAN PROCESS WORKS
Apply for a personal loan up to $250,0001
Our approach is built to understand you first, so we can deliver more.
For over 25 years, we’ve gone beyond traditional lending with a dedicated concierge approach that opens the door to more flexible, personalized financing options.
See what you qualify for in seconds.1 There’s no impact on credit to check.2
How our loan process works
Consolidate credit cards into one fixed payment
Our approach is built to understand you first, so we can deliver more.
For over 25 years, we’ve gone beyond traditional lending with a dedicated concierge approach that opens the door to more flexible, personalized financing options.
See what you qualify for in seconds.1 There’s no impact on credit to check.2
Steps in the loan process
Your journey with
BHG Financial
Our Finance Managers take a concierge-driven approach to understand your goals and help you navigate the lending process with confidence.
What to expect
- A simple, guided application process
- Personalized solutions tailored to your goals
- Clear next steps from application through funding
This won’t impact your credit score!1
Select from approved loan amounts and terms
Your dedicated Finance Manager works with you to find the approved loan amounts and terms that best fit your financial goals.
Complete your loan agreement
When you're ready to move forward, you'll electronically sign your loan agreement. After a final review by our funding team, funds may arrive in as soon as 5 business days.1
AFTER FUNDING
With structured payments, your loan helps strengthen your financial position over time. Many of our customers see measurable improvements after funding—including an average 40-point increase in FICO score.*
Client Services Team
Experts who understand and support your financial goals. Call today at:
(866) 588-7910
Account questions
Payment updates
Ongoing support
This won’t impact your credit score!1
A different kind of lending experience
A different kind of lending experience
COMPETITIVE TERMS
Larger loans.
Flexible terms.
COMPETITIVE TERMS
Larger loans. Flexible terms.
Amounts up to $250K3 for
personal loans
Flexible term lengths
between 2 - 10 years3,4
Amounts up to $250K3 for personal loans
Flexible term lengths between 2 - 10 years3,4
FAST FUNDING
Simple process.
Quick results.
FAST FUNDING
Simple process. Quick results.
Approval decisions in as
little as 24 hours1
Funding in as little as
5 days1
Approval decisions in as little as 24 hours2
Funding in as little as 5 days2
FLEXIBLE OPTIONS
Built to fit
your needs.
FLEXIBLE OPTIONS
Built to fit your needs.
Add one or more
co-applicants
Customize your
payment scheduling
Add one or more co-applicants
Customize your payment scheduling
PERSONALIZED SERVICE
Real people.
Real support.
PERSONALIZED SERVICE
Real people. Real support.
Dedicated, U.S.-based
support team
Real humans, not
just automation
Dedicated, U.S.-based support team
Real humans, not just automation
Prequalify in seconds1
Bankers Healthcare Group, LLC d/b/a BHG Financial NMLS ID# 2040829
Not all solutions, loan amounts, rates or terms are available in all states.
Advertised rates are subject to change without notice.
*Based on internal data, most BHG debt consolidation borrowers may improve their FICO® score by 40+ points within 2 months. Credit scores depend on many factors and individual results may vary based on personal spending habits.
1 This is not a guaranteed offer of credit and is subject to credit approval.
2 There is no impact on your credit for applying. For personal loans, a complete credit history, which will appear as an inquiry on your credit report, will be performed upon acceptance and funding of the loan and may impact your credit.
3 Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile. Not all applicants will qualify for the lowest rate.
4 Personal Loan Repayment Example: A $60,000 personal loan with a 7-year term and an APR of 17.06% would require 84 monthly payments of $1,191.38.
Annual percentage rates (APRs) for personal loans range from 6.49% to 28.89%, with terms from 2 to 10 years.
No application fees, commitment, or impact on personal credit to estimate your payment.
Consumer loans funded by Pinnacle Bank, a Tennessee bank, or County Bank. Equal Housing Lenders. 
Testimonial(s) based on unique customer experience. Individual customer experiences may vary.
For California Residents: Personal loans made or arranged pursuant to a California Financing Law license - Number 603G493.