Personal loans
Customized financing to consolidate high-interest debt and unlock financial flexibility.
Customized financing to consolidate high-interest debt or fund major purchases or expenses.
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Loans for Doctors
Extraordinary loans for doctors and physicians
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Proprietary underwriting for medical professionals
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No impact on your credit score to apply1
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No personal collateral required
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U.S.-based concierge service available around your schedule
- Personal Loans
- Business Loans
How much are you looking to finance?
No application fees, commitment, or impact on personal credit to check your rate.
How much are you looking to finance?
No application fees, commitment, or impact on personal credit to view your estimate.
Healthcare is our heritage
25 years
experience lending to medical professionals
$10B+
medical loans
funded
80K+
medical professionals funded
WAYS TO USE YOUR LOAN
What are physician loans?
Elite professionals deserve comprehensive support and resources. With BHG Financial, doctors and physicians can use personal or commercial loans to pave the path forward for their lives and careers.
A HASSLE-FREE PROCESS
How our loans for doctors and physicians work
As a doctor, your time is valuable. At BHG Financial, we’ve streamlined the application process to get you funded fast so that you can get back to business.
1. Start an application
Unlike other lenders, we won't ask for unnecessary paperwork. It’s easy and there’s no impact to your credit score to apply.1
2. Get your funding decision
Approval can take as little as 24 hours.5 Our dedicated loan specialists will review your application and qualifications, tailoring a loan solution for your financing needs.
3. Receive funds fast
If approved, you will receive your funds in one lump sum in as few as 3 days for business loans and 5 days for personal loans.5
How our physician loans empower customers
BHG Financial is committed to the success of medical professionals.
LEARN MORE
Physician loan FAQs
Doctor and physician loans are financial solutions specifically designed to drive elite professionals' aspirations. Doctors and physicians can pursue flexible debt consolidation options, a home or practice expansion, increase working capital to activate new initiatives, and a business acquisition or partner buy-in with loans tailored to their financial situation.
Doctors and physicians are highly specialized professionals in a high-paying and stable industry. As such, they generally have financial security and high credit scores. For the above reasons, BHG Financial offers these customers personal loans of up to $250,0002 with terms of up to 10 years2,3 and business loans of up to $500,0002,4 with terms of up to 12 years.2,6
Applying for a physician loan with BHG Financial is as easy as 1-2-3.
- Fill out an online application quickly or call us directly to speak to a loan specialist.
- We'll gather the necessary documentation for you, which may include income verificiation documents such as tax returns and bank statements. If anything else is needed to process your application, we'll reach out to work with you.
- After we've received all the necessary information and documents, our team will review your qualifications and notify you promptly regarding approval.
BHG Financial considers applicants using their credit history and personal and business income, among other factors provided at the time of the loan application.
Not all solutions, loan amounts, rates or terms are available in all states.
1 There is no impact on your credit for applying. For personal loans, a complete credit history, which will appear as an inquiry on your credit report, will be performed upon acceptance and funding of the loan and may impact your credit.
2 Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile. Finance amount may vary depending on the applicant's state of residence.
3 Personal Loan Repayment Example: A $60,000 personal loan with a 7-year term and an APR of 17.06% would require 84 monthly payments of $1,191.38.
Annual percentage rates (APRs) for personal loans range from 6.49% to 28.89%, with terms from 2 to 10 years.
4 BHG Financial business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be eligible for business loans up to $500,000.
Annual percentage rates (APRs) for BHG Financial business loans range from 8.77% to 41.26%, with terms from 1 to 12 years.
5 This is not a guaranteed offer of credit and is subject to credit approval.
5 Business Loan Repayment Example: A $94,695 commercial loan with a 9-year term and an APR of 14.8% would require monthly payments of $1,591.
Consumer loans funded by Pinnacle Bank, a Tennessee bank, or County Bank. Equal Housing Lenders. 
Testimonial(s) based on unique customer experience. Individual customer experiences may vary.
For California Residents: Personal loans made or arranged pursuant to a California Financing Law license - Number 603G493.
IMPORTANT INFORMATION ABOUT ESTABLISHING A NEW CUSTOMER RELATIONSHIP
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.