Customized financing to consolidate high-interest debt or fund major purchases or expenses.

WAYS TO USE YOUR LOAN

Debt consolidation

Tailored commercial financing that supports all your business needs to help you grow quickly. 

Tailored for entrepreneurs that want to establish additional active and passive income streams.

Tailored for entrepreneurs that want to establish additional active and passive income streams.

 

 

 

Customized financing to consolidate high-interest debt or fund major purchases or expenses.

Loans for Doctors

Extraordinary loans for doctors and physicians

  1. Proprietary underwriting for medical professionals

  2. No impact on your credit score to apply1

  3. No personal collateral required

  4. U.S.-based concierge service available around your schedule

How much are you looking to finance?

Please enter a value between $20,000 - $200,000
VIEW MY ESTIMATE

No application fees, commitment, or impact on personal credit to view your estimate.

How much are you looking to finance?

Please enter a value between $20,000 - $500,000
VIEW MY ESTIMATE

No application fees, commitment, or impact on personal credit to view your estimate.

Doctor taking an interview. Image also has the use of funds the doctor has taken. Doctor taking an interview. Image also has the use of funds the doctor has taken.
homeheader

Healthcare is our heritage

23 yrs

experience lending to medical pros 

$9B+

medical loans
funded 

78K+

medical pros
funded

Ways to use your loan

What are physician loans?

Elite professionals deserve comprehensive support and resources. With BHG Financial, doctors and physicians can use personal or commercial loans to pave the path forward for their lives and careers. 

Personal loans

    Personal debt consolidation

 

 

 

 

Funds up to $200,0002 10-year terms2,3

Business loans

    Business debt consolidation

    Practice working capital

    Practice acquisition

    Practice expansion

 

Funds up to $500,0002,4 12-year terms2,5

Startup loans

    Passive investment

    Start a new business

    Partnership buy-in

 

 

Funds up to $500,0002,4 12-year terms2,5

A HASSLE-FREE PROCESS

How our loans for doctors and physicians work

As a doctor, your time is valuable. At BHG Financial, we’ve streamlined the application process to get you funded fast so that you can get back to business.

processimage

1. Start an application

Unlike other lenders, we won't ask for unnecessary paperwork. It’s easy and there’s no impact to your credit score to apply.1

2. Get your funding decision

Approval can take as little as 24 hours.6 Our dedicated loan specialists will review your application and qualifications, tailoring a loan solution for your financing needs.

3. Receive funds fast

If approved, you will receive your funds in one lump sum in as few as 3 days for business loans and 5 days for personal loans.6

LEARN MORE

Physician loan FAQs

Doctor and physician loans are financial solutions specifically designed to drive elite professionals' aspirations. Doctors and physicians can pursue flexible debt consolidation options, a home or practice expansion, increase working capital to activate new initiatives, and a business acquisition or partner buy-in with loans tailored to their financial situation.

Doctors and physicians are highly specialized professionals in a high-paying and stable industry. As such, they generally have financial security and high credit scores. For the above reasons, BHG Financial offers these customers personal loans of up to $200,0002 with terms of up to 10 years2,3 and business loans of up to $500,0002,4 with terms of up to 12 years.2,5

Applying for a physician loan with BHG Financial is as easy as 1-2-3. 

  1. Fill out an online application quickly or call us directly to speak to a loan specialist. 
  2. We'll gather the necessary documentation for you, which may include income verificiation documents such as tax returns and bank statements. If anything else is needed to process your application, we'll reach out to work with you. 
  3. After we've received all the necessary information and documents, our team will review your qualifications and notify you promptly regarding approval.

BHG Financial considers applicants using their credit history and personal and business income, among other factors provided at the time of the loan application.

Personal loans not currently available in North Dakota or Montana.

There is no impact on your credit for applying. For personal loans, a complete credit history, which will appear as an inquiry on your credit report, will be performed upon acceptance and funding of the loan and may impact your credit.

Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile. Finance amount may vary depending on the applicant's state of residence.

Personal Loan Repayment Example: A $59,755 personal loan with a 7-year term and an APR of 17.2% would require 84 monthly payments of $1,228.

Annual percentage rates (APRs) for BHG Financial personal loans range from 11.96% to 25.31%, with terms from 3 to 10 years.

BHG Financial business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be eligible for business loans up to $500,000.

Business Loan Repayment Example: A $94,695 commercial loan with a 9-year term and an APR of 14.8% would require monthly payments of $1,591.

Annual percentage rates (APRs) for BHG Financial business loans range from 8.69% to 71.64%, with terms from 1 to 12 years.

6This is not a guaranteed offer of credit and is subject to credit approval.

Consumer loans funded by Pinnacle Bank, a Tennessee bank, or County Bank. Equal Housing Lenders.  

Testimonial(s) based on unique customer experience. Individual customer experiences may vary.

For California Residents: BHG Financial loans made or arranged pursuant to a California Financing Law license - Number 603G493.

IMPORTANT INFORMATION ABOUT ESTABLISHING A NEW CUSTOMER RELATIONSHIP
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.