Personal loans
Customized financing to consolidate high-interest debt and unlock financial flexibility.
About BHG
Programs
For many borrowers, the difference between a temporary financial fix and a meaningful financial solution often comes down to having access to sufficient capital. They don’t just need funding—they need enough funding to move forward with confidence.
According to internal data, approximately 9 in 10 funded customers said they received exactly or more than they needed from BHG Financial.
This insight comes from post‑funding customer feedback and reflects whether the final loan amount aligned with the borrower’s original intent.
Having the right loan amount upfront gives borrowers options. Access to sufficient capital and flexible repayment terms may allow qualified borrowers to consolidate more obligations at once and preserve liquidity for planned expenses, all while creating a more predictable repayment strategy.
That approach aligns with broader borrower behavior.
BHG Financial’s 2026 Consumer Debt & Finances survey shows that many Americans already use debt as more than a short-term solution—it is often a component of long-term financial planning. Debt commonly supports goals tied to homeownership, education, and business growth. When aligned with a clear financial strategy, debt can serve as a valuable tool for building toward broader financial objectives.
BHG’s lending model is designed with that reality in mind. With access to large, unsecured personal loans,1 borrowers may be better positioned to receive funding that can address multiple priorities—without relying on credit cards or seeking additional financing elsewhere.
Customer feedback reflects this experience. Borrowers describe receiving more options than expected and using the capital strategically.
BHG was able to fund more [money] than any other company I looked at, which allowed me to consolidate all my debt at once into one easy payment!
![]()
Aaron via Trustpilot
[I got] extra money to buy back my retirement time from my employer and we were able to take care of some needed home repairs, so we didn't have to use credit cards again.
![]()
K.W. via Google Business
I was given more options than I expected, and all were very competitive.
![]()
Bisser via Trustpilot
Receiving exactly—or more than—the funding needed may allow borrowers to do more with one structured solution, such as consolidating debt and renovating a home or pursuing additional education.
As borrowers continue seeking smarter ways to manage debt, preserve liquidity, and simplify repayment, access to flexible capital remains an important part of moving forward with confidence. That’s why BHG Financial designs loan solutions built around real‑world financial priorities.
Ready to see how much funding may be available to support your financial goals? See your BHG personal loan options today.2
Get more with BHG Financial
Access personal loans up to $250K † with flexible terms
† Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile. Not all applicants will qualify for the lowest rate.
Not all solutions, loan amounts, rates or terms are available in all states.
No application fees, commitment, or impact on personal credit to estimate your payment.
1 Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile. Not all applicants will qualify for the lowest rate.
2 This is not a guaranteed offer of credit and is subject to credit approval.
Testimonial(s) based on unique customer experience. Individual customer experiences may vary.
Consumer loans funded by Pinnacle Bank, a Tennessee bank, or County Bank. Equal Housing Lenders.
For California Residents: Personal loans made or arranged pursuant to a California Financing Law license - Number 603G493.