Customized financing to consolidate high-interest debt or fund major purchases or expenses.
WAYS TO USE YOUR LOAN
Tailored commercial financing that supports all your business needs to help you grow quickly.
Tailored for entrepreneurs that want to establish additional active and passive income streams.
Customized financing to consolidate high-interest debt or fund major purchases or expenses.
Lauren is the senior writer for BHG Financial and a Certified Financial Education Instructor℠ (CFEI®) with the National Financial Educators Council. With extensive experience in consumer lending, debt management, retirement planning, home improvement financing, and aging in place, Lauren brings both expertise and clarity to complex financial concepts—helping readers make confident, strategic financial decisions.
Prior to joining BHG Financial, she was the senior editor for RetirementLiving.com, a ConsumerAffairs brand. Lauren has spent more than a decade writing and editing financial content for leading outlets, including Credible, Mutual of Omaha, and Angi. Lauren holds a Bachelor's degree in Psychology from Appalachian State University.
Articles by Lauren Hamer
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Debt ConsolidationHow to Get the Credit Card Company to Lower Your Interest Rate -
Debt ConsolidationDebt Consolidation in a High-Rate Economy: Is It Still Worth It? -
Debt ConsolidationDebt Consolidation vs Personal Loan: Which Is Better for You? -
Personal LoansPersonal Loan vs. Line of Credit: What’s Better for Managing Liquidity? -
Debt ConsolidationDoes Debt Consolidation Hurt Your Credit? Explained -
Debt ConsolidationHow to Consolidate Credit Card Debt While Adding a Cash Cushion -
Debt ConsolidationWhat Is a Good Debt-to-Income Ratio? -
Debt ConsolidationThe Smart Way High Earners Can Eliminate Credit Card Debt Faster -
Debt ConsolidationWhy Consolidating Debt With a Personal Loan is the Best Way To Move a Credit Card Balance -
Debt ConsolidationHow Much Credit Card Debt Is Too Much? -
Debt ConsolidationHow to Pay Off Credit Card Debt -
Personal LoansThe Retirement Catch-Up Plan: Using a Personal Loan to Eliminate Costly Debt Faster -
Personal LoansPersonal Line of Credit vs Personal Loan: Which is Right for You? -
Personal LoansHow to Get a Personal Loan: Everything You Need to Know -
Personal LoansHow to Get a $100,000 Loan: Requirements, Rates, and Alternatives -
Personal LoansGet a $50,000 Personal Loan with BHG Financial – Consolidation Plus a Cash Boost -
Debt ConsolidationWhen to Pay Credit Card Bill to Increase Credit Score -
Debt ConsolidationWhy More High Earners Are Turning to Debt Consolidation in 2025 -
Debt ConsolidationHow Does Debt Consolidation Work? -
Debt ConsolidationHow to Improve Your Credit Score: Essential Tips for 2025 -
Debt ConsolidationLoan to Consolidate Other Loans: What You Need to Know -
Debt ConsolidationCredit Card Refinancing: How to Lower Your Interest and Pay Off Debt Faster -
Personal LoansThe Best Personal Loans for Prime Credit Borrowers with Debt -
Personal LoansHow to Choose the Best Personal Loan Lender (Especially If You’re a High-income Borrower) -
Personal LoansMastering Liquidity: Simple Steps High Earners Can Take to Improve Cash Flow -
Personal LoansHave Premium Credit Cards Perks Become an Expensive Illusion? A Hard Look at the Real Cost -
Personal LoansWhy High Income Doesn’t Always Mean Financial Peace—and How to Change That -
Personal LoansSecured vs Unsecured Personal Loan: What’s the Difference? -
Personal LoansHELOC vs Personal Loan: Key Differences Explained -
Personal LoansAvoiding the Liquidity Trap: How a Personal Loan Can Keep Your Options Open -
Personal LoansHow to Use a Personal Loan to Turn Your Great Credit into Better Cash Flow -
Personal Loans$40000 Loan: How to Get a $40,000 Personal Loan -
Debt ConsolidationWhat Is a High APR for a Credit Card — and How to Avoid One -
Personal LoansHow to Get a $200,000 Loan—and Make It Work for You -
Personal LoansWhy BHG Offers the Best Personal Loan for Good Credit in 2025