Customized financing to consolidate high-interest debt or fund major purchases or expenses.

WAYS TO USE YOUR LOAN

Debt consolidation

Tailored commercial financing that supports all your business needs to help you grow quickly. 

Tailored for entrepreneurs that want to establish additional active and passive income streams.

 

 

 

Customized financing to consolidate high-interest debt or fund major purchases or expenses.

Lauren Hamer, CFEI®
Senior Content Writer

Lauren is the senior writer for BHG Financial and a Certified Financial Education Instructor℠ (CFEI®) with the National Financial Educators Council. With extensive experience in consumer lending, debt management, retirement planning, home improvement financing, and aging in place, Lauren brings both expertise and clarity to complex financial concepts—helping readers make confident, strategic financial decisions. 

Prior to joining BHG Financial, she was the senior editor for RetirementLiving.com, a ConsumerAffairs brand. Lauren has spent more than a decade writing and editing financial content for leading outlets, including Credible, Mutual of Omaha, and Angi. Lauren holds a Bachelor's degree in Psychology from Appalachian State University. 

Articles by Lauren Hamer

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    How to Get the Credit Card Company to Lower Your Interest Rate
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    Debt Consolidation in a High-Rate Economy: Is It Still Worth It?
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    Debt Consolidation vs Personal Loan: Which Is Better for You?
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    Personal Loan vs. Line of Credit: What’s Better for Managing Liquidity?
  • Will debt consolidation affect my loan
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    Does Debt Consolidation Hurt Your Credit? Explained
  • Which business loan is right for you
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    How to Consolidate Credit Card Debt While Adding a Cash Cushion
  • Which business loan is right for you
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    What Is a Good Debt-to-Income Ratio?
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    The Smart Way High Earners Can Eliminate Credit Card Debt Faster
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    Why Consolidating Debt With a Personal Loan is the Best Way To Move a Credit Card Balance
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    How Much Credit Card Debt Is Too Much?
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    How to Pay Off Credit Card Debt
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    Personal Loans
    The Retirement Catch-Up Plan: Using a Personal Loan to Eliminate Costly Debt Faster
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    Personal Line of Credit vs Personal Loan: Which is Right for You?
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    How to Get a Personal Loan: Everything You Need to Know
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    Personal Loans
    How to Get a $100,000 Loan: Requirements, Rates, and Alternatives 
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    Personal Loans
    Get a $50,000 Personal Loan with BHG Financial – Consolidation Plus a Cash Boost
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    Debt Consolidation
    When to Pay Credit Card Bill to Increase Credit Score
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    Why More High Earners Are Turning to Debt Consolidation in 2025
  • Which business loan is right for you
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    How Does Debt Consolidation Work?
  • Which business loan is right for you
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    How to Improve Your Credit Score: Essential Tips for 2025
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    Loan to Consolidate Other Loans: What You Need to Know
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    Debt Consolidation
    Credit Card Refinancing: How to Lower Your Interest and Pay Off Debt Faster
  • Which business loan is right for you
    Personal Loans
    The Best Personal Loans for Prime Credit Borrowers with Debt
  • Which business loan is right for you
    Personal Loans
    How to Choose the Best Personal Loan Lender (Especially If You’re a High-income Borrower)
  • Which business loan is right for you
    Personal Loans
    Mastering Liquidity: Simple Steps High Earners Can Take to Improve Cash Flow
  • Which business loan is right for you
    Personal Loans
    Have Premium Credit Cards Perks Become an Expensive Illusion? A Hard Look at the Real Cost
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    Why High Income Doesn’t Always Mean Financial Peace—and How to Change That
  • Which business loan is right for you
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    Secured vs Unsecured Personal Loan: What’s the Difference?
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    Personal Loans
    HELOC vs Personal Loan: Key Differences Explained
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    Avoiding the Liquidity Trap: How a Personal Loan Can Keep Your Options Open
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    How to Use a Personal Loan to Turn Your Great Credit into Better Cash Flow
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    Personal Loans
    $40000 Loan: How to Get a $40,000 Personal Loan
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    What Is a High APR for a Credit Card — and How to Avoid One
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    How to Get a $200,000 Loan—and Make It Work for You
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    Why BHG Offers the Best Personal Loan for Good Credit in 2025