Customized financing to consolidate high-interest debt or fund major purchases or expenses.

Tailored commercial financing that supports all your business needs to help you grow quickly. 

Tailored for entrepreneurs that want to establish additional active and passive income streams.

Tailored for entrepreneurs that want to establish additional active and passive income streams.




Customized financing to consolidate high-interest debt or fund major purchases or expenses.

Business Acquisition Loans

Use a loan to buy a business or expand your portfolio

  1. Large loan amounts: Up to $500K1,2

  2. Fixed affordable payments: Terms up to 12 years1

  3. Fast funding: In as few as 3 days3

  4. Concierge service: U.S.-based loan specialists for every application

How much are you looking to finance?

Please enter a value between $20,000 - $500,000

No application fees, commitment, or impact on personal credit to view your estimate.

Business professionals discussing items on the tablet Business professionals discussing items on the tablet

Business Acquisition Loans Average Customer Stats

  1. 9 years in business

  1. Personal FICO 771

  1. Average loan amount $238K


What is a business acquisition loan?

With large loan amounts and low payments, BHG Financial's business acquisition loan makes it easy for existing business owners to accomplish their goals such as purchasing new equipment, growing a real estate portfolio, investing in or establishing a new franchise, and more.

  1. Acquire a business

  1. Business expansion

  1. Equipment purchase

  1. Real estate acquisition

  1. Franchise acquisition

A Hassle-Free Process

How our business acquisition loans work

As a busy business owner, your time is valuable. At BHG Financial, we’ve streamlined the application process to get you funded fast so that you can get back to business.

Business woman professional in meeting Business woman professional in meeting

1. Start an application

Unlike other lenders, we won't ask for unnecessary paperwork. It’s easy and there’s no impact to your credit score to apply.

2. Get your funding decision

Approval can take as little as 24 hours.3 Our dedicated loan specialists will review your application and qualifications, tailoring a loan solution for your financing needs.

3. Receive funds fast

If approved, you will receive your funds in one lump sum in as few as 3 days.3

To achieve continued success, the country’s top professionals and business owners rely on BHG Financial for exceptional financing, a simplified lending process, and personalized service.

$18 Billion +

Loans funded

23 years

Lending experience

A+ Rating


170,000 +

Customers funded


Business Acquisition Loan FAQs

Compared to bridge loans, lines of credit, or other types of financing, BHG Financial's business acquisition loans give you up to $500,0001,2 with manageable monthly payments. Allowing you the flexibility and funds to acquire an existing business, buy out a partner, buy into an ownership group, start a franchise, or pay off your overhead, BHG Financial's fixed-interest commercial loans can even be repaid over a 12-year term.1

Traditionally, business acquisition loans have short repayment terms and high interest rates.

However, a BHG Financial business acquisition loan is not your average loan. We offer funding up to $500,0001,2 with extended terms up to 12 years1, making our business acquisition loan affordable and flexible to your business needs.

Applying for a business acquisition loan with BHG Financial is as easy as 1-2-3.

  1. Fill out an online application quickly or call us directly to speak to a loan specialist.
  2. We'll gather the necessary documentation for you, which may include income verification documents such as tax returns and bank statements. If anything else is needed to process your application, we’ll reach out to work with you.
  3. After we’ve received all the necessary information and documents, our team will review your qualifications and notify you promptly regarding approval.

BHG Financial considers applicants using their credit history and personal and business income, among other factors provided at the time of the loan application.

The average BHG Financial business acquisition loan customer has a 771 FICO Score, has been in business for 9 years and receives $238K in funding.

Yes. Please note that BHG Financial will not provide financing to acquire transportation or construction businesses.

BHG Financial offers secured loans and does not charge pre-closing costs. BHG Financial files a lien on the business via a Uniform Commercial Code (UCC) filing.

Additionally, applying for a business acquisition loan will not impact your personal credit score. BHG Financial only performs a soft pull of your credit when you submit your application.

After you're funded, your BHG Financial business acquisition loan will not be reported to the credit bureaus. However, BHG Financial can report the trade line to the bureaus if your account becomes delinquent.

View your estimate

There is no cost, commitment, or impact on personal credit to see your estimate.

¹ Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile. Finance amount may vary depending on the applicant's state of residence.

² BHG Financial business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be eligible for business loans up to $500,000.

³ This is not a guaranteed offer of credit and is subject to credit approval.

Business Loan Repayment Example: A $94,695 commercial loan with a 9-year term and an APR of 14.8% would require monthly payments of $1,633.

Testimonial(s) based on unique customer experience. Individual customer experiences may vary.

For California Residents: BHG Financial loans made or arranged pursuant to a California Financing Law license - Number 603G493.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.