There are numerous reasons why professionals of all industries explore passive income ventures while maintaining their current employment. BHG Financial uses your W-2 or personal salaried income to make a lending decision while most lenders require a new business pro forma/P&L. We believe your professional success is an indication of your future entrepreneurial success.

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Increasing earnings with little to no effort

Diversifying income sources

Saving up for a financial goal

Pursuing a passion project

Developing new skills

A Hassle-Free Process

How our passive income loans work

As a busy business owner, your time is valuable. At BHG Financial, we’ve streamlined the application process to get you funded fast so that you can get back to business.

Business woman professional looking in meeting

1. Start an application

Unlike other lenders, we won't ask for unnecessary paperwork. It’s easy and there’s no impact to your credit score to apply.

2. Get your funding decision

Approval can take as little as 24 hours.³ Our dedicated loan specialists will review your application and qualifications, tailoring a loan solution for your financing needs.

3. Receive funds fast

If approved, you will receive your funds in one lump sum in as few as 3 days.³

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To achieve continued success, the country’s top professionals and business owners rely on BHG Financial for exceptional financing, a simplified lending process, and personalized service.

$18 Billion +

Loans funded

23 years

Lending experience

A+ Rating

BBB

170,000 +

Customers funded

How our startup loans generate additional passive income

BHG Financial is committed to the success of our customers.

An awesome business opportunity was presented to me, and BHG Financial funded me—fast.

-Simon Pitts, Jr.

BHG Financial enabled me to make the quick financial moves required to take advantage of a business opportunity.

-Robert Colligan

I highly recommend BHG Financial to professionals who want to set up new income streams.

-Marifi Coe

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View your estimate

There is no cost, commitment, or impact on personal credit to see your estimate.

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¹ Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile. Finance amount may vary depending on the applicant's state of residence.

² BHG Financial business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be eligible for business loans up to $500,000.

³ This is not a guaranteed offer of credit and is subject to credit approval.

Business Loan Repayment Example: A $94,695 commercial loan with a 9-year term and an APR of 14.8% would require monthly payments of $1,633.

Annual percentage rates (APRs) for BHG Financial business loans range from 11.32% to 72.87%, with terms from 1 to 12 years.

Testimonial(s) based on unique customer experience. Individual customer experiences may vary.

For California Residents: BHG Financial loans made or arranged pursuant to a California Financing Law license - Number 603G493.

IMPORTANT INFORMATION ABOUT ESTABLISHING A NEW CUSTOMER RELATIONSHIP
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.